Term Loan
Term Loan Solutions by Vserve Fincare
Structured financing for growth, stability, and strategic expansion. Looking to fund your next big move - business expansion, asset acquisition, or a long-term project? Vserve Fincare offers customised Term Loans designed to meet your unique financial requirements with flexible tenures, competitive interest rates, and a streamlined approval process.
✅ Tailored Loans
✅ Flexible Tenures
✅ Low Interest Rates
✅ Fast Approvals
What is a Term Loan?
A term loan is a credit facility where borrowers receive a lump-sum amount upfront and repay it in fixed installments over a predefined tenure—ranging from 1 to 10 years or more, depending on the structure. Interest rates may be fixed or floating, and the loan may be secured or unsecured based on the borrower's profile and funding needs.
Business expansion
Equipment purchase
Working capital augmentation
Long-term asset investments
Types of Term Loans
At Vserve Fincare, term loans are structured based on tenure and use case:
- Short-Term Loans (up to 24 months): Designed for urgent capital needs, working capital gaps, or short-duration business goals.
- Mid-Term Loans (2 to 5 years): Ideal for machinery upgrades, capacity enhancement, or project-based funding.
- Long-Term Loans (5 to 10+ years): Tailored for large-scale investments like real estate acquisition, infrastructure development, or business expansion.
Key Features
- Customised Loan Amounts based on eligibility and financials
- Flexible Repayment Tenure tailored to cash flows
- Fixed or Floating Interest Rates for predictable budgeting
- Collateral Options may be available - secured or unsecured
- Quick Turnaround Time with simplified documentation
- End-use Flexibility for diverse business or personal goals
Frequently Asked Questions
Q. What are the three types of term loans?
Term loans are typically categorised as Short-term, Mid-term, and Long-term based on their tenure and repayment structure.
Q. How is EMI calculated for a term loan?
Q. What is the tenure of a typical term loan?
Q. Can I prepay my term loan?
Q. Is collateral mandatory for a term loan?
Q. Who can apply for a term loan?
Ready to Scale Your Ambitions?
Connect with us to explore tailor-made term loan options tha
align with your goals.
Vserve Fincare - Your partner in purposeful financing.
