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Loan Against Property

Monetize Your Assets Without Selling Them with Vserve Fincare

  • Loan Amount: ₹ 50 Lakhs to ₹100 Crores

  • Interest Rate:Starting at just 8.50% p.a.

  • Loan Tenure: Up to 25 years

  • Collateral: Residential, commercial, Industrial properties,plots

What is a Loan Against Property (LAP)?

A Loan Against Property is a secured loan where you pledge your owned property as collateral to avail high-value funding. Be it for business expansion, debt consolidation, a child’s overseas education, or an extravagant wedding, LAP lets you unlock the true potential of your property without parting with it. We assess your property value, income stability, and credit history to bring you tailor-made loan solutions that match your needs.

Why Choose Vserve Fincare for LAP?

  • High Loan Value: Get funding up to 90% of your property's market value, going as high as ₹100 Cr.
  • Competitive Interest Rates: ROI starting at 8.50 % p.a., helping you manage EMIs with ease.
  • Flexible Tenure: Repayment tenure of up to 25 years for complete financial comfort.
  • Overdraft Facility Available: Enjoy liquidity and interest-only payment options with our LAP overdraft feature.
  • Minimal Documentation: Easy paperwork, faster processing, zero hassle.
  • Hassle-Free Balance Transfer: Switch your existing LAP to Vserve Fincare and enjoy better interest rates and terms.
LAP Can Be Used For:
  • Business Expansion or Working Capital
  • Funding Personal Goals (Education, Wedding, Travel)
  • Medical Emergencies
  • Purchase of Commercial Property
  • Renovation of Existing Home
  • Debt Consolidation
  • Buying New Equipment (for Doctors or Professionals)
Documents Required:
  • Identity & Address Proof
  • Income Proof / ITRs
  • Property Papers with Clear Title
  • Bank Statements
  • NOC from Tenant (if applicable)

(Self-employed, salaried individuals, and professionals are all eligible to apply.)

Frequently Asked Questions

Q. What types of properties are accepted as collateral?

Residential, commercial, and freehold properties,lal dora ,gram panchayat, regularized colony with clear titles.

Q. What’s the maximum loan I can get?

Q.What’s the tenure for repayment?

Q. Is the overdraft option available?

Q. Can I transfer my existing LAP to Vserve Fincare?

Q. Do I need a tenant NOC?

Q. Are audited financials mandatory for professionals or special-use properties?

Apply Today with Vserve Fincare

✅ Loan up to ₹100 Cr*

✅ Attractive ROI @ 8.50%

✅ Funding in 5–7 working days

✅ No hidden charges, complete transparency

Apply Now