Your loan eligibility depends on factors like monthly income, existing liabilities, credit score, age, and property value. Vserve Fincare helps you assess your profile and find lenders that best match your eligibility.

Yes, we offer loans that cover both plot purchase and construction—either combined or in stages depending on your requirement.

We offer loan repayment tenures up to 30 years, subject to the applicant’s age and repayment capacity. .

Yes, under sections 80C and 24(b) of the Income Tax Act, borrowers can claim tax deductions on principal repayment and interest paid.

A balance transfer lets you shift your existing loan to another lender at a lower interest rate. Ideal when you want to reduce your EMI burden or avail additional top-up funds.

Yes, most lenders allow full or partial prepayment. However, terms may vary based on whether the loan has a fixed or floating interest rate.