Business Loan
Business Loan for Growth-Ready Entrepreneurs
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Loan Amount: ₹10 Lakhs to ₹ 5 Crore
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Interest Rate: Starting from 12% p.a.
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Loan Type: Unsecured (No Collateral Required)
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Processing Time: As fast as 7 working days
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Who Can Apply: Manufacturers, Traders, Service Providers, Professionals & Doctors
What is a Business Loan?
A Business Loan is a collateral-free loan designed to support SMEs, MSMEs, professionals, and entrepreneurs with working capital, expansion plans, and strategic growth. Whether you're upgrading equipment, hiring more staff, or launching a new branch—Vserve Fincare enables you to act fast and smart.
Why Choose Vserve Fincare for Business Loans?
- No Collateral Required : Fuel your ambitions without putting your assets on the line.
- 100% Digital Process Minimal documentation. No paperwork. Just fast, secure, seamless funding.
- Competitive Interest Rates : Fixed ROI starting at 12% to help you manage predictable EMIs with confidence.
- Flexible Repayment : Choose tenures that align with your cash flow, so you grow without pressure.
- Zero Ownership Dilution : Retain full control of your business. No investor equity. No profit sharing.
Best Suited For:
✅ Business Expansion
✅ Equipment & Machinery Purchase
✅ Inventory & Working Capital
✅ Office Renovation
✅ Technology Upgrade
✅ Marketing & Branding
✅ Medical Practice Growth (for doctors)
Eligibility Criteria:
- A manufacturer, trader, or service provider
- A professional, including doctors, CAs, architects, etc.
- Aged between 25 to 65 years
- Running a profitable business for at least 2 years
Documents Required (for Non-Pre-Approved Loans):
- PAN Card (Individual/Firm/Company)
- Identity & Address Proof (Aadhaar, Passport, Voter ID)
- Last 6 Months Bank Statements
- ITR with P&L & Balance Sheet (last 2 years – audited/CA certified)
- Proof of Business Continuity (Trade License, GST, etc.)
- Partnership Deed / MOA / Sole Proprietor Declaration
Note: For pre-approved customers, documentation may be completely waived.
Frequently Asked Questions
Q. What is the maximum loan I can get?
You can avail up to ₹5 Crore, subject to income and credit eligibility.
Q. How long does disbursal take?
Q. Do I need to visit a branch?
Q. Can I foreclose my loan early?
Q. Will I get tax benefits on interest?
Q.What if I need more than my pre-approved limit?
Q. Is stamp duty applicable?
Ready to Take Your Business to the Next Level?
Apply now and get access to fast, flexible, and fully digital business loans.
